Budgeting

Money. We want it. We need it. We work hard for it. It’s the difference between the life we want and just getting by. It determines whether we retire comfortably or have to move in with the kids. There are all kinds of ways to manage your money—from budgeting, to saving and investing, to...

One quick glance at the interest rate your bank is paying on your hard-earned savings account balance and you'll turn green. Even though the Federal Reserve has been raising benchmark interest rates for the past three years, the big banks have not followed suit. They are the biggest beneficiaries...

Ouch! The worst inflation in more than 40 years is inflicting pain on virtually every American, effecting their families, their budgets and their decisions.   The U.S. Department of Agriculture says inflation at the grocery store is 10.4% from June 2021 to June 2022. 41% of shoppers are now buying store...

The Easter Bunny may have a lighter load this year. With the price of eggs so high, people will save them for breakfast instead of coloring them and hiding them for the kids. Dollar Tree, a discount variety store and Fortune 500 company that operates 15,115 stores in 48 states...

The clock is ticking and it gets louder the closer you get to the magic age of 65. That’s when you sign up for Medicare. But there’s more than one way to receive Medicare coverage.   There are Medicare Advantage plans, sometimes referred to as all-in-one plans, because they provide medical...

For months we’ve heard stories about record-high inflation not seen in the United States in more than 40 years. There’s been a plethora of reports about skyrocketing grocery prices, fuel prices, food shortages, and the doubling of power and utility bills. People talk constantly about the way inflation is...

Medicare. The government defines it as “The federal health insurance program for people 65 and older.” That seems simple enough. But there’s more to it than meets the eye because Medicare, like so many other things, has fine print that could end up costing you a lot of money...

President Joe Biden’s decision to forgive up to $10,000 on millions of student loans has been praised by some and criticized by others—not a surprise to anyone who pays attention to politics. But there is a possible surprise no one thought about or expected during all the political wrangling.   Usually,...

Like everything else in the United States, soaring inflation is pushing the cost of raising a child from birth through age 17 to astronomical heights.   The Wall Street Journal commissioned the Brookings Institute to find out just how expensive it is to raise a child now. Brookings looked at average...