Education

Do I need a will or a trust? That’s the most basic question to begin creating an estate plan. And, let’s face it, you really do want a say in who gets what after your gone. That’s just human nature. Without some kind of legal instructions, you can’t guarantee...

Medicare is a veritable alphabet soup of choices. There’s Part A, Part B, Part C, Part D, and when you get into Medicare Supplements, there are 10 options—A, B, C, D, F, G, K, L, M, and N. Make the wrong choices and you could be hit with lifetime...

The use of special needs trusts has become common for the care of qualifying children with challenges. However, the process of properly setting up a special needs trust requires expert advice and well thought out planning so the beneficiary of the trust is taken care of in the manner the trust grantor intended. Here...

Finances, just like your body, can be sick or healthy. Both are important to your life and you need to pay attention to both. So, how do you take the temperature of your finances? Here are 11 steps to complete your own financial checkup from our friends at The...

The desire to leave a legacy when you depart this world has always been the reason to do estate planning. Until now, that’s been enough. But in today’s world of technology, few people are considering what to do with their digital assets—Facebook accounts, Twitter accounts, your business website, online banking. What happens to...

The maximum contribution limits to tax-deferred savings accounts have been set for 2022. You can put more into employer-sponsored plans, but not individual accounts. IRA contribution limits, whether Traditional or Roth, will remain the same as it has been since 2019. You can contribute $6,000 and if you are age...

Everyone, or at least all the right-thinking people, believes that capitalism needs to be reformed. Elizabeth Warren calls her version Accountable Capitalism. Marco Rubio dusted off an 1891 speech by Pope Leo to advocate what he calls Common Good Capitalism. Both are attempts to correct what these lawyers see...

It’s a fact of life. Americans are consistently living longer than ever before. It used to be that someone living to be 90 was a rarity. Today, it’s commonplace. And the longer we live, the higher the probability we’ll need care. Much of that care may be provided by...

By Rafael A. Perez, Esq., Partner at McArdle, Perez & Franco P.L. and Chief Compliance Officer at Alhambra Investments Introduction: Over the past several decades of practicing real estate law I have had many clients, both domestic and foreign, ask me to apply for an extension of a like-kind exchange...

Healthcare during the senior years, especially the topic of long-term care, has been talked about and analyzed ad nauseam. And from all the research, one thing is clear. If you need long-term care, it will be expensive in both dollars and emotions.   Here are a few of the most recent...