What is your credit score? The answer to that question can substantially affect the quality of your life. Your credit score can determine what interest rate you get on loans, whether someone rents you an apartment, if you get better insurance rates, and, in some cases, whether a company...
Finances, just like your body, can be sick or healthy. Both are important to your life and you need to pay attention to both. So, how do you take the temperature of your finances? Here are 11 steps to complete your own financial checkup from our friends at The...
Most of the articles I write are about taking care of your financial house, especially planning for retirement. This one is different though. This one I’m writing because I’m furious! Every day there are more and more unscrupulous scammers who could care less who they steal from and the...
You load 16, tons, and what do you get?
Another day older and deeper in debt.
St. Peter don’t you call me, ‘cause I can’t go.
I owe my soul to the company store.
Lyrics “Sixteen Tons” –Merle Travis, 1946
Welcome to the United States, where debt is king. Debt was an issue in...
Good credit is one of the keys to financial success. It can assist in getting better interest rates on loans, determine whether someone rents you an apartment, if you get better insurance rates and, in some cases, whether a company hires you.
The old-school conventional wisdom for good credit is,...
I’m FREEZING! And that’s a good thing. I was recently notified by a large financial institution that someone was trying to open a credit card in my name. And even though I don’t have an account with the institution, there were red flags that made them put the application...
Your identity is priceless. That’s why so many people are hacking, breaching, phishing, and trying to steal your information. The last thing you want is to wake up and find your bank accounts empty, your credit cards maxed out, and/or the police knocking on your door.
A highly recommended strategy...