Ouch! The worst inflation in more than 40 years is inflicting pain on virtually every American, effecting their families, their budgets and their decisions.   The U.S. Department of Agriculture says inflation at the grocery store is 10.4% from June 2021 to June 2022. 41% of shoppers are now buying store...
Here we are again in the final quarter of the year when thoughts turn to Thanksgiving and Christmas and… reviewing your financial house. Oh, that’s not on your list? Well, let’s put it there because financial issues cannot be on automatic pilot. Things change and you need to keep...
I owe, I owe, so off to work I go! Everyone wants to be debt-free, but only a small percentage of us ever achieve that coveted status. According to the Experian credit reporting agency, Americans owe $13.3 trillion. Of that, $4.1 trillion is credit card debt. Discover Card breaks...
My dad always said, “Son, don’t borrow money unless you absolutely have to.” Dad was a depression-era baby and he saw people who financially crashed and burned when the U.S. economic system crashed and burned. But today, credit is king. According to Debt.org, total U. S. consumer debt is $13.86...
I’m FREEZING! And that’s a good thing. I was recently notified by a large financial institution that someone was trying to open a credit card in my name. And even though I don’t have an account with the institution, there were red flags that made them put the application...
Good credit is one of the keys to financial success. It can assist in getting better interest rates on loans, determine whether someone rents you an apartment, if you get better insurance rates and, in some cases, whether a company hires you. The old-school conventional wisdom for good credit is,...
Finances, just like your body, can be sick or healthy. Both are important to your life and you need to pay attention to both. So, how do you take the temperature of your finances? Here are 11 steps to complete your own financial checkup from our friends at The...