You load 16, tons, and what do you get? Another day older and deeper in debt. St. Peter don’t you call me, ‘cause I can’t go. I owe my soul to the company store. Lyrics “Sixteen Tons” –Merle Travis, 1946   Welcome to the United States, where debt is king. Debt was an issue in...
Money. We want it. We need it. We work hard for it. It’s the difference between the life we want and just getting by. It determines whether we retire comfortably or have to move in with the kids. There are all kinds of ways to manage your money—from budgeting, to saving and investing, to...
My dad always said, “Son, don’t borrow money unless you absolutely have to.” Dad was a depression-era baby and he saw people who financially crashed and burned when the U.S. economic system crashed and burned. But today, credit is king. According to Debt.org, total U. S. consumer debt is $13.86...
Finances, just like your body, can be sick or healthy. Both are important to your life and you need to pay attention to both. So, how do you take the temperature of your finances? Here are 11 steps to complete your own financial checkup from our friends at The...
Good credit is one of the keys to financial success. It can assist in getting better interest rates on loans, determine whether someone rents you an apartment, if you get better insurance rates and, in some cases, whether a company hires you. The old-school conventional wisdom for good credit is,...
Your identity is priceless. That’s why so many people are hacking, breaching, phishing, and trying to steal your information. The last thing you want is to wake up and find your bank accounts empty, your credit cards maxed out, and/or the police knocking on your door. A highly recommended strategy...
I owe, I owe, so off to work I go! Everyone wants to be debt-free, but only a small percentage of us ever achieve that coveted status. According to the Experian credit reporting agency, Americans owe $13.3 trillion. Of that, $4.1 trillion is credit card debt. Discover Card breaks...