It’s a fact of life. Americans are consistently living longer than ever before. It used to be that someone living to be 90 was a rarity. Today, it’s commonplace. And the longer we live, the higher the probability we’ll need care. Much of that care may be provided by...
When it comes to Medicare, what option is best for you—Original Medicare or Medicare Advantage (MA)? Many people are drawn to Medicare Advantage plans, sometimes knowns as all-in-one plans, because they often combine healthcare with vision, dental, hearing, and drug coverage, something Original Medicare doesn’t do.
But the Office of...
You’ve worked hard to get your estate plan in place. The appropriate documents have been created and signed. You’ve named the person who’ll carry out your final wishes. But have you completed the final piece of the estate planning puzzle? If this last piece is in place, it will...
By Rafael A. Perez, Esq., Partner at McArdle, Perez & Franco P.L. and Chief Compliance Officer at Alhambra Investments
Introduction: Over the past several decades of practicing real estate law I have had many clients, both domestic and foreign, ask me to apply for an extension of a like-kind exchange...
For those of us who’ve lived a while, we remember the “little black book”—the place you kept important contact information before the technology revolution. If you’re caring for elderly parents or you think that’s a possibility, encourage mom and dad to keep a little black book, not for dating...
Have you ever had that sick feeling in the pit of your stomach when you realize there was a tax deduction you could have taken and didn’t? There’s just something deflating about knowing Uncle Sam got more of your money than he had to. The folks at TurboTax have...
Gray
divorce. Silver Splitter. Diamond Divorcee. They’re all names indicating a
growing divorce rate among older couples. While overall divorce rates in the
U.S. remained stable between 1990 and 2010, gray divorce, or divorce among
spouses age 50 and older, doubled
during the same time period. According to a study
from Bowling Green State University,...
Since its beginning in 1935, Social Security has become synonymous with retirement income. But as with any government program, Social Security is a behemoth with a lengthy list of rules and hidden intricacies that can make a huge difference in the amount you receive.
Collectively, Americans lose trillions of Social...