Alhambra's Bob Williams discusses Medicare's part in Long Term Care, and what to ask if you're considering long-term care insurance.
At
the beginning of every year, Americans receiving benefits from Social Security
and Medicare find out what changes have taken place and what it means to their
bottom line. This year is no exception. For 2019, Social Security recipients
get the biggest annual raise they’ve had for quite a while. Some higher-income
workers will...
2020 has been a year fraught with stress, anxiety and change—some for the better, some for the worse. We’ve all been forced to rethink goals, dreams, timelines and reality. Retirement plans have not escapedscrutiny either.
At the height of the covid crisis, the Social Security advice site, SimplyWise, conducted its...
Alhambra's Bob Williams describes Social Security Breakeven Age and how it can help determine when to begin receiving your Social Security benefit.
Oh, you’ve seen it. Things that used to be popular fade away as they’re replaced by something newer, shinier, flashier, or more high-tech. Things like the Walkman, Pet Rocks, and Fanny Packs now exist only in the land of extinction, next door to the island of misfit toys.
But a...
Since the beginning of 401(k) plans in 1978, people have considered it to be the quintessential retirement plan—you get to save money before taxes and in most cases, the company puts money into your account, too. What could be better than that? But now, 44 years later, it’s time...
“So, who do I want
to get my IRA? My spouse? My kids? But I don’t want to leave out the grandkids.
Oh, I’ll just fill it in later.”
You’d
be surprised how often that mental conversation goes on when someone is looking
at the beneficiary section of their IRA application. And for most,...
Alhambra's Bob Williams answers the question, "Do I lose half my Social Security in the Divorce?"