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Alhambra's Bob Williams has a list of considerations to help you determine your perfect retirement age.
It may not be public enemy number one, but inflation is certainly near the top of the list. Since the beginning of 2021, prices of almost everything have gone into orbit. Energy prices are up an average of 56%. Airline tickets are up almost 25%. Used car prices have...
It’s one of the most obscure taxes in the IRS code, but it can be one of the most devastating at a time when you can least afford it. It’s called the Widow’s Penalty Tax—a stealth tax you never see coming—that can cause a widow or widower to struggle...
Alhambra's Bob Williams explains whether the timing of taking a Social Security benefit will affect the amount received by their spouse.
Alhambra's Bob Williams describes the difference between Common and Solemn Probate and the pros and cons of each.
It’s the stuff movies are made about—the ongoing plight of Britney Spears and how she lost control of her finances, her business affairs, and most aspects of her personal life. How did it happen? It began in 2007 after the birth of her two sons and her divorce from Kevin...
Medicare is a veritable alphabet soup of choices. There’s Part A, Part B, Part C, Part D, and when you get into Medicare Supplements, there are 10 options—A, B, C, D, F, G, K, L, M, and N. Make the wrong choices and you could be hit with lifetime...
Today we hear the word fiduciary tossed around as some concept that means the same thing by everyone who utters it. Nothing could be further from the truth. A fiduciary, according to Investopedia is:   … a person or organization that acts on behalf of another… putting their clients' interest ahead...
In 1983, the United States changed the rules of engagement when it unveiled the first Stealth Aircraft—the F-117 Nighthawk. The goal was to make a plane that was undetectable to the enemy. The new design didn’t make it completely invisible to radar, but it made detection much more difficult. It’s...
Alhambra's Bob Williams answers a question about collecting a Social Security Survivor Benefit on an ex-spouse's work history if you've been remarried after the divorce.