When Spiderman was young, he could do no wrong. He glided from place to place, shooting out webs and taking care of the bad...
Estate planning. It’s not one of
the most pleasant topics because you have to admit your own mortality. But, for
people who want to take care...
Everything is going up next year—some good, some bad. In the last few weeks, I’ve written about 2024 increases to retirement plan contributions, catch-up...
At the very moment IRAs joined the retirement savings universe in 1974, so did Required Minimum Distributions (RMD). The government was more than happy...
When
naming a beneficiary for your IRA the number one choice is a spouse, a child,
or a relative. There’s something in our DNA that wants...
Wait a minute! I thought giving gifts was a great estate planning tool. Conventional wisdom has always said that gifts reduce the size of...
Gifting is a great financial planning tool, especially at the end of the year. Alhambra's Bob Williams goes through the basics.
It’s called the survivor trap or widow’s penalty. It’s a financial monster that eats away retirement income after one spouse dies, often leaving the...