It’s a fact of life. Americans are consistently living longer than ever before. It used to be that someone living to be 90 was a rarity. Today, it’s commonplace. And the longer we live, the higher the probability we’ll need care. Much of that care may be provided by...
Healthcare during the senior years, especially the topic of long-term care, has been talked about and analyzed ad nauseam. And from all the research, one thing is clear. If you need long-term care, it will be expensive in both dollars and emotions.
Here are a few of the most recent...
Alhambra's Bob Williams answers the question, "Can you receive a Social Security Spousal benefit if you are separated but not divorced?".
You plan for it, you dream about it, you look forward to it. But are you ready for it? Will you have the kind of retirement you’ve always wanted, or are there still some nagging questions? The 2021 Retirement Readiness Survey from the Insured Retirement Institute found that one-third...
The maximum contribution limits to tax-deferred savings accounts have been set for 2022. You can put more into employer-sponsored plans, but not individual accounts.
IRA contribution limits, whether Traditional or Roth, will remain the same as it has been since 2019. You can contribute $6,000 and if you are age...
Finances, just like your body, can be sick or healthy. Both are important to your life and you need to pay attention to both. So, how do you take the temperature of your finances? Here are 11 steps to complete your own financial checkup from our friends at The...
Alhambra's Bob Williams looks at whether you should use a Will or Trust for your estate planning document.
Hear that sucking sound. It’s the rush of dollars coming out of the Social Security trust fund; you know, the fund set up to help retirees, the fund that’s been in trouble for years, the one the federal government has kicked down the road for decades. Yep, that one....
It was called the Great Wealth Transfer, the World War II generation passing its wealth to their kids, the Baby Boomers. Well, it’s about to happen again. Cerulli Associates, a financial industry analysis company, estimates that during the next 25 years $68 trillion will be passed on to the...
It’s not uncommon to see the flashing lights and hear the blaring siren of an ambulance rushing to someone’s aid or transporting them to the hospital for emergency treatment. And no matter whether the ambulance is operated by a private company or a government entity, they are an important...