It’s no secret. Social Security is in trouble. It’s been talked about by the American public for years and ignored by politicians who keep kicking the can down the road. For at least 20 years, statements similar to this one from 1981 have appeared on every annual Social Security...
Since the beginning of Social Security in 1935, a monthly Social Security check has become an expected part of retirement income for most Americans. And why not? Money has come out of your check every time you got paid and, supposedly, gone into the Social Security Trust Fund to...
The financial industry is in a state of flux, scrambling to adjust to the new normal thrust upon it by COVID-19. Most financial representatives are still working from home, talking to clients by video chat rather than the age-old norm of face-to-face, wondering if this is the way things...
What is retirement, really? We think we know. So, we do our best to prepare for both current circumstance and as many surprises as we can conjure up. After all, with people living longer than ever before your money has to last longer than ever before.
Certified Financial Planner Troy...
No question about it, Americans are living longer. My own family is a perfect example. My great grandfather died at age 65. My grandpa died at 82. My dad passed when he was 90. Longer lifespans are becoming much more common. And with that longevity often comes added responsibility...
As a long-forgotten TV detective used to say, “Just the facts Ma’am, just the facts.” In any discussion about Roth IRAs there can be lots of what for’s and how come’s and what if’s. But here, we’re going to look at basic Roth IRA facts to see if a...
In the old days you knew when you were being robbed. The thief was looking you in the eye when he said, “Stick ‘em up!” Today digital thieves can steal your identity and you never know it until you accidentally discover credit cards in your name you didn’t apply...