Your identity is priceless. That’s why so many people are hacking, breaching, phishing, and trying to steal your information. The last thing you want is to wake up and find your bank accounts empty, your credit cards maxed out, and/or the police knocking on your door. A highly recommended strategy...
To say there were some ticked off folks after-tax returns were filed for 2018 is an understatement. Border-to-border and coast-to-coast people who normally don’t have to send the IRS additional money were first shocked, and then angry that the government was demanding more. People who got a smaller-than-usual refund...
How do you know if your financial adviser is acting in your best interest? It’s ashamed that the question even has to be asked—but it does. Are you truly working with a financial adviser, or are you dealing with a financial salesman? In its simplest form, a financial adviser is someone who places your...
If you have an IRA then you know that at age 70 ½ the government forces you to begin taking distributions so they can tax money that has, up to now, escaped their clutches. Most people use the Uniform Lifetime Table to figure their Required Minimum Distribution. Find your age, get the life expectancy factor and divide...
Can you find happiness without giving up Social Security benefits? Millions of widowed and divorced baby boomers are finding love after loss and looking for guidance on how to update their financial plan to suit their new romantic status. According to financial writer Mary Beth Franklin, the good news is that surviving spouses have more claiming...
For the first time in U.S. history, more than 20% of retirement age workers are choosing to stay in the workforce. That’s more than double the number who made that decision in 1985, according to a new report from United Income. The reason is simple—they don’t have enough money. For...
Want to know how to be the best? Learn from the best. That’s what Lendingtree did when they looked at thousands of credit reports from people with a credit score of 801 or higher. They discovered some common financial threads among people with the best scores. On average, credit scores can range from a low...
In 2019, professional baseball player Bryce Harper signed the largest free-agent deal in the history of North American sports up to that time—$330 million dollars to play for the Philadelphia Phillies for 13 years. He had similar offers from the Los Angeles Dodgers and the San Francisco Giants. But...
If you’re approaching that magic age of 65, some things are about to change and you’ve got thinking to do, especially when it comes to Medicare. There are four enrollment periods and if you miss deadlines there could be penalties that cost you money for the rest of your life. And wouldn’t you...