Estate planning, for the most part, is about what happens when you die. Who do you want to get your stuff? How and when do you want your estate distributed? Who will be in charge of carrying out your wishes?   Estate plans can even contain instructions for your funeral and...
Oh, you’ve seen it. Things that used to be popular fade away as they’re replaced by something newer, shinier, flashier, or more high-tech. Things like the Walkman, Pet Rocks, and Fanny Packs now exist only in the land of extinction, next door to the island of misfit toys. But a...
When it comes to Medicare, what option is best for you—Original Medicare or Medicare Advantage (MA)? Many people are drawn to Medicare Advantage plans, sometimes knowns as all-in-one plans, because they often combine healthcare with vision, dental, hearing, and drug coverage, something Original Medicare doesn’t do. But the Office of...
What’s that I hear? It’s very faint, but it sounds familiar. I cup my hand around my ear to hear better and, yes, I’ve heard it before. In the distance, there are shouts of “Abolish the IRS. We want a Fair Tax.” The idea of a Fair Tax was first...
It’s called a “My Social Security” account. It’s often thought of as something for people getting Social Security benefits. In reality, there are positives for anyone who’s working and paying Social Security taxes.   Protect Your Social Security from Identity Thieves Once you set up a “My Social Security” account, you’re protected....
Celebrities are often placed on a pedestal because of their success and their extraordinary talent—people like Elvis, Aretha Franklin, Prince, Michael Jackson, Howard Hughes, Pablo Picasso, Bob Marley and Jimi Hendrix. They were gifted and they made boat-loads of money doing what they did best. But making money has no...
There’s an ancient adage that says, There’s nothing new under the sun. And so it is with a phrase that began to emerge late in 2021—Quiet Quitting. It means employees show up for work putting in no more time, effort, or enthusiasm than absolutely necessary to collect a paycheck.   According...
“Hey, when am I going to get my money?” I can’t tell you how many times I’ve heard beneficiaries ask that question when they’ve been named in a Will or Trust. It’s not uncommon for the beneficiary to put pressure on the executor or trustee to speed up the...
The Easter Bunny may have a lighter load this year. With the price of eggs so high, people will save them for breakfast instead of coloring them and hiding them for the kids. Dollar Tree, a discount variety store and Fortune 500 company that operates 15,115 stores in 48 states...
If it can be stolen, cyber thieves have figured out how to do it. They hack and breach their way into what seem to be the most secure systems and steal credit cards and tax refunds, open accounts in your name, and borrow money with your information. They steal...