Your identity is priceless. That’s why so many people are hacking, breaching, phishing, and trying to steal your information. The last thing you want is to wake up and find your bank accounts empty, your credit cards maxed out, and/or the police knocking on your door.
A highly recommended strategy...
Nobody has a crystal ball, but it’s certain that the American landscape is changing and the change is driven by the Millennial generation. Millennials are changing attitudes, workplaces, work ethics, what’s acceptable and what’s not. They’re driven more by technology than relationship. They see things from a different perspective...
To say there were some ticked off folks after-tax returns were filed for 2018 is an understatement. Border-to-border and coast-to-coast people who normally don’t have to send the IRS additional money were first shocked, and then angry that the government was demanding more. People who got a smaller-than-usual refund...
How
do you know if your financial adviser is acting in your best interest? It’s
ashamed that the question even has to be asked—but it does. Are you truly working
with a financial adviser, or are you dealing with a financial salesman?
In
its simplest form, a financial adviser is someone who places your...
When the Social Security and Medicare Trustees’ Report was released a few weeks ago, the news that the Medicare Part A hospital insurance trust fund is expected to go broke in 2026 obscured other important information in the report.
In particular, the report contained preliminary numbers for an increase in...
It’s
shocking to say, but a large percentage of future retirees are woefully
misinformed about Social Security—how they claim benefits, when they claim
benefits, and how much they’ll receive—just to name a few Social Security
topics. Financial author Mary Beth Franklin just reviewed the
latest annual survey of people retired and those who will...
If
you have an IRA then you know that at age 70 ½ the government forces you to
begin taking distributions so they can tax money that has, up to now, escaped
their clutches.
Most
people use the Uniform Lifetime
Table
to figure their Required Minimum Distribution. Find your age, get the life
expectancy factor and divide...