At the very moment IRAs joined the retirement savings universe in 1974, so did Required Minimum Distributions (RMD). The government was more than happy...

20 IRA Mistakes

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Hey! It’s just an IRA. What is there to know? You put money in and it’s a tax deduction, you get to take it...
The IRA is a great retirement savings vehicle; money grows on a tax-deferred basis and that’s a good thing. Eventually, though, you have to...
There is a little-known rule connected to Roth IRAs that can benefit the surviving spouse of a deceased military member. It allows for a...
There are certain questions of life we all want answered. What happens when you die? Does my life have meaning? How long should I...
It’s a fact of life. Americans are consistently living longer than ever before. It used to be that someone living to 90 was a...
Tax Time—it’s one of those phrases that strikes fear in the hearts of even the strongest among us. It can send one spouse scurrying...
Someone trusts you so much that they name you to settle their estate when they’re gone. You’re honored they have that much confidence in...
It’s called the survivor trap or widow’s penalty. It’s a financial monster that eats away retirement income after one spouse dies, often leaving the...
Wait a minute! I thought giving gifts was a great estate planning tool. Conventional wisdom has always said that gifts reduce the size of...