Over the years, I’ve told you about lots of celebrities who died without an estate plan and how much their heirs lost because of...
Woe to the person who inherits a Health Savings Account. Alhambra's Bob Williams describes the pitfalls and what to watch out for.
Medicare. The government defines it as “The federal health insurance program for people 65 and older.” That seems simple enough. But there’s more to...
Since 1935, Social Security has been synonymous with retirement. It was always intended to supplement retirement income, never be a person’s total retirement income....
For months we’ve heard stories about record-high inflation not seen in the United States in more than 40 years. There’s been a plethora of...
What scares you the most when you think about retirement? The Transamerica Center for Retirement Services has been asking that question for 22 years....

Little Black Book

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For those of us who’ve lived a while, we remember the “little black book”—the place you kept important contact information before the technology revolution....
Alhambra's Bob Williams answers the question of whether Social Security Spousal Benefits are affected if you receive a state pension.
A really long time ago… in a galaxy far, far away… I worked for a building contractor. That experience taught me that every successful...
IRS Audit! Those are words that will send a cold chill up your spine. And it’s a phrase being heard more often. The IRS...