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Will or Trust—Which Should I Have?

Bob Williams - 0
Do I need a will or a trust? That’s the most basic question to begin creating an estate plan. And, let’s face it, you...
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Things You Didn’t Know Were Tax Deductions

Bob Williams - 0
Have you ever had that sick feeling in the pit of your stomach when you realize there was a tax deduction you could have...
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2020 Social Security Cost of Living Numbers Released

Bob Williams - 0
This is the time of year when leaves fall and the Social Security Administration announces the annual cost of living adjustment (COLA) for people receiving Social...
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The Alarming Growth of Elder Bankruptcy

Bob Williams - 1
Being elderly in America has more than its share of issues—affording proper healthcare, being forced to work much longer because of the need for health insurance or...
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Roth IRA Conversion Traps to Avoid

Bob Williams - 0
Since the Roth IRA was created by the Taxpayer Relief Act of 1997, it’ been an appealing addition to retirement planning. While contributions to...
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Medicare: Don’t Set It And Forget It

Bob Williams - 0
It may be one of the biggest misconceptions people have about Medicare—thinking that when they’re eligible they can enroll and then they’re set for...
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The Last Piece of the Estate Planning Puzzle

Bob Williams - 0
You’ve worked hard to get your estate plan in place. The appropriate documents have been created and signed. You’ve named the person who’ll carry...
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Retirees Lose $3.4 Trillion By Claiming Social Security Too Early

MyPersonalCFO - 0
For years now, there’s been lots of talk about what happens if you claim Social Security benefits before full retirement age (FRA) or even...
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Do You Have Your End Of Life Documents?

Bob Williams - 0
No matter your belief structure, or whether you’re reluctant to admit your own mortality, it’s a fact that none of us will live forever....
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Healthy People Need to Save More for Retirement

Bob Williams - 0
It sounds crazy, but if you’re healthy you probably need to save more for retirement than people with a battery of health issues. Why? Statistically, people who...
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