70% of adults age 65 and older will need some kind of long-term care. Paying for it can be a problem. Alhambra's Bob Williams...
Retirement planning is one of those things you have to get right. It can make all the difference between the retirement you’ve dreamed of...
At the very moment IRAs joined the retirement savings universe in 1974, so did Required Minimum Distributions (RMD). The government was more than happy...
Hey! It’s just an IRA. What is there to know? You put money in and it’s a tax deduction, you get to take it...
The IRA is a great retirement savings vehicle; money grows on a tax-deferred basis and that’s a good thing. Eventually, though, you have to...
There is a little-known rule connected to Roth IRAs that can benefit the surviving spouse of a deceased military member. It allows for a...
“What in the world does that mean?” I can’t tell you how many times I’ve been asked that question during more than 30 years...
It’s called the survivor trap or widow’s penalty. It’s a financial monster that eats away retirement income after one spouse dies, often leaving the...
The federal government has been sending Social Security checks to retirees for more than 88 years. You’d think that after almost a century of...
That headline may not be shocking to you. Government agencies are not known for having the most outstanding customer service. It brings up reminders...