What is retirement, really? We think we know. So, we do our best to prepare for both current circumstance and as many surprises as we can conjure up.  After all, with people living longer than ever before your money has to last longer than ever before. Certified Financial Planner Troy...
Since the beginning of Social Security in 1935, a monthly Social Security check has become an expected part of retirement income for most Americans. And why not? Money has come out of your check every time you got paid and, supposedly, gone into the Social Security Trust Fund to...
With the end of the year in sight, lots of plans are being made—what gifts to buy, what the menu will be, and how to shed the extra weight that will inevitably be acquired. But part of your holiday planning needs to include a year-end investment checkup so you...
Social Security is an important part of almost every retirement plan, whether you’ve saved enough or not. That’s why it’s important to know as much about your Social Security situation as possible. And you don’t want to wait until you’re about to retire to gather the facts and take...
Alhambra's Bob Williams explains whether the timing of taking a Social Security benefit will affect the amount received by their spouse.
Congratulations! You’ve started taking Social Security. You worked long and hard to build up that addition to your retirement income. Now, enjoy it. Oh, by the way, there is that small matter of… taxes. What you receive from Social Security has been called a benefit, a payment, and a deposit....
It used to be that retirees who worked part-time did so because they had to—the widow who didn’t have enough money after her husband died or the couple whose only retirement income was Social Security. There’s a new category of retirees working part-time. They’re the ones who want to work,...
Imagine this. You’re retired. You planned well. Your retirement income allows you to live a great life. Then, you get a letter saying your Medicare Part B premiums are going up 220%! After you pick yourself up off the floor and the panic has subsided a bit, you try...
Why make it simple when difficult will do. That seems to be the motto of the Setting Every Community Up for Retirement Enhancement (SECURE) Act, even in its title. The SECURE Act has been the law of the land since January 1, 2020, and the 125 pages of reforms...