The benefits of Health Savings Accounts for people who are eligible are tremendous. You get to make pre-tax contributions; you get to withdraw money...
Traditional (Traditional IRAs, SEP, SIMPLE, SARSEP)
RMDs begin at age 73
In 2033 the RMD age goes to 75
An IRA owner must calculate the RMD separately...
Starting Social Security before Full Retirement Age (FRA). There’s lots of talk about it these days. It might be because of inflation, or being...
It’s time for another Medicare enrollment period. I know! From October into December, we were bombarded with what seems like a never-ending stream of...
An ex-spouse can get a Social Security benefit based on your work history. How much depends on how it's claimed. Alhambra's Bob Williams explains.
Every tax season, the same question arises from Americans receiving Social Security. “Do I have to pay taxes on my Social Security benefit?” The...
70% of adults age 65 and older will need some kind of long-term care. Paying for it can be a problem. Alhambra's Bob Williams...
Retirement planning is one of those things you have to get right. It can make all the difference between the retirement you’ve dreamed of...
At the very moment IRAs joined the retirement savings universe in 1974, so did Required Minimum Distributions (RMD). The government was more than happy...
Hey! It’s just an IRA. What is there to know? You put money in and it’s a tax deduction, you get to take it...