Medicare is a veritable alphabet soup of choices. There’s Part A, Part B, Part C, Part D, and when you get into Medicare Supplements, there are 10 options—A, B, C, D, F, G, K, L, M, and N. Make the wrong choices and you could be hit with lifetime...
Alhambra's Bob Williams discusses Medicare's part in Long Term Care, and what to ask if you're considering long-term care insurance.
“Tower, this is Bill. I’m on the final approach to retirement and need landing instructions. Do you copy?” “Roger, Bill. Sending course corrections now. Then you are clear to land.”   Retirement is not something that just happens when you tell your employer goodbye and walk out the door. It’s a constant...
It’s the million-dollar question—What is my ideal retirement age? Some people retire earlier than intended because of job loss, personal health or family situations such as the need to care for an elderly parent. Just as circumstances may compel some to retire early, others may find it necessary to...
You’re thinking about retirement. In fact, you’ve been thinking about it and planning for it a long time. One of the questions you have to answer is how much will it cost, not just to live, but to live the retirement lifestyle you’ve dreamed about. If you’re looking for the...
Nobody has a crystal ball, but it’s certain that the American landscape is changing and the change is driven by the Millennial generation. Millennials are changing attitudes, workplaces, work ethics, what’s acceptable and what’s not. They’re driven more by technology than relationship. They see things from a different perspective...
Isn’t it what we all plan for? At some point in your life, you’ll stop working and enter “The Retirement Zone.” It will require income that may come from Social Security, retirement accounts, annuities, investments, or any number of sources. Yes, being a successful retiree requires planning. But you...
In a world where the price of everything is going up, Medicare recipients get a price cut beginning January 1, 2023. The Centers for Medicare and Medicaid Services (CMS) just announced that the monthly premium for Medicare Part B, which covers doctor visits, diagnostic tests, and other outpatient services,...
It may not be public enemy number one, but inflation is certainly near the top of the list. Since the beginning of 2021, prices of almost everything have gone into orbit. Energy prices are up an average of 56%. Airline tickets are up almost 25%. Used car prices have...
Finances, just like your body, can be sick or healthy. Both are important to your life and you need to pay attention to both. So, how do you take the temperature of your finances? Here are 11 steps to complete your own financial checkup from our friends at The...