Oh, the day you can hang up your career and ease into that status you’ve been working toward most of your adult life, the place that brings a smile to your face, your happy place where you no longer answer to an employer, where you set your own schedule—that...
Alhambra's Bob Williams describes one method for getting out of debt.
Hey, what is there to know about Social Security? While you’re working taxes are taken out of your paycheck and when you retire Social Security pays you. How easy is that?   It’s true, taxes are taken out of your check. And it’s true Social Security pays you when you retire....
Late rock star, Prince, once sang, “Money didn’t matter yesterday and it sure don’t matter tonight.” That may have been Prince’s attitude toward money, but it was definitely his attitude about estate planning—he had none! If there had been a plan, his estate could have been settled years ago....
When Medicare announced a 14.5% increase in 2022 Part B premiums there was shock and outrage. That’s more than double the already skyrocketing inflation rate in the U.S. Medicare said the hefty increase was necessary because they expected a large percentage of Medicare patients would be prescribed a controversial...
Alhambra's Bob Williams answers the question of whether Domestic Partners qualify as married for Social Security Purposes.
There’s an old country song that says, Everybody wants to go to heaven, but nobody wants to go now. Something similar can be said of retirement in America. Everybody wants to retire, they just can’t do it now. It’s not because they don’t want to. It’s because they can’t....
Saying you need an estate plan is like saying you need to eat your vegetables. You know it’s good for you but there are other things you’d rather do. A survey by Caring.com shows that in 2021, 25% of Americans ages 18-34 had some type of estate planning document,...
Retirement is a magical word. It means different things to different people. Whether it’s traveling the world and never having to work again, beginning a new career or business, or volunteering, you need enough income to pursue your definition of retirement. How much money do you need? The number is...
What is your credit score? The answer to that question can substantially affect the quality of your life. Your credit score can determine what interest rate you get on loans, whether someone rents you an apartment, if you get better insurance rates, and, in some cases, whether a company...