Since the passage of the Affordable Care Act (ACA) in 2010, health insurance has become a four-letter word. There is an unending search to find the best coverage with the most benefits at the best price. It’s hard to wade through the swamp of legitimate plans and protect yourself from the...
At the beginning of every year, Americans receiving benefits from Social Security and Medicare find out what changes have taken place and what it means to their bottom line. This year is no exception. For 2019, Social Security recipients get the biggest annual raise they’ve had for quite a while. Some...
Almost one-quarter of the 65 million people receiving Social Security rely on it for 90% of their retirement income. They’re locked in and there’s nothing they can do to get a bigger check except cross their fingers and hope for a cost-of-living raise every year. No one wants to be...
By Jean Chatzky I can’t really afford this, but I love it … I really shouldn’t have bought that, but I needed a pick me up … Is this what a spending hangover feels like? Sound familiar? Turns out the majority of us — 64 percent — regret our spending on short-term...
By Danielle Howard, CFP in MarketWatch Danielle takes her plumbing metaphor a bit too far but provides sound advice on intentional money management in retirement. By which she means you need to pay attention to the little stuff, stop the small leaks before you find yourself with a depleted retirement...