Most of the articles I write are about taking care of your financial house, especially planning for retirement. This one is different though. This one I’m writing because I’m furious! Every day there are more and more unscrupulous scammers who could care less who they steal from and the...
You load 16, tons, and what do you get? Another day older and deeper in debt. St. Peter don’t you call me, ‘cause I can’t go. I owe my soul to the company store. Lyrics “Sixteen Tons” –Merle Travis, 1946   Welcome to the United States, where debt is king. Debt was an issue in...
Good credit is one of the keys to financial success. It can assist in getting better interest rates on loans, determine whether someone rents you an apartment, if you get better insurance rates and, in some cases, whether a company hires you. The old-school conventional wisdom for good credit is,...
I’m FREEZING! And that’s a good thing. I was recently notified by a large financial institution that someone was trying to open a credit card in my name. And even though I don’t have an account with the institution, there were red flags that made them put the application...
My dad always said, “Son, don’t borrow money unless you absolutely have to.” Dad was a depression-era baby and he saw people who financially crashed and burned when the U.S. economic system crashed and burned. But today, credit is king. According to Debt.org, total U. S. consumer debt is $13.86...
I owe, I owe, so off to work I go! Everyone wants to be debt-free, but only a small percentage of us ever achieve that coveted status. According to the Experian credit reporting agency, Americans owe $13.3 trillion. Of that, $4.1 trillion is credit card debt. Discover Card breaks...
Your identity is priceless. That’s why so many people are hacking, breaching, phishing, and trying to steal your information. The last thing you want is to wake up and find your bank accounts empty, your credit cards maxed out, and/or the police knocking on your door. A highly recommended strategy...