By Jean Chatzky
I can’t really afford this, but I love it … I really shouldn’t have bought that, but I needed a pick me up … Is this what a spending hangover feels like?
Sound familiar? Turns out the majority of us — 64 percent — regret our spending on short-term...
Alhambra's Bob Williams answers the question, "What do I do if I choose the wrong Medicare Plan?".
Isn’t it what we all plan for? At some point in your life, you’ll stop working and enter “The Retirement Zone.” It will require income that may come from Social Security, retirement accounts, annuities, investments, or any number of sources. Yes, being a successful retiree requires planning. But you...
It may be the quintessential retirement question in all of human history, “When should I retire?” You ask the retirement gods of Valhalla to help you find the answer you seek. But the quest for the perfect retirement age only produces more questions.
It used to be that 65 was...
The IRS wants its tax money and it wants it now. Even if you pay all the taxes you owe when you file your tax return for the year, you’ll be charged an underpayment penalty if you didn’t pay enough taxes during the year.
The provision to hire 87,000 new...
For months we’ve heard stories about record-high inflation not seen in the United States in more than 40 years. There’s been a plethora of reports about skyrocketing grocery prices, fuel prices, food shortages, and the doubling of power and utility bills. People talk constantly about the way inflation is...
Hey, what is there to know about Social Security? While you’re working taxes are taken out of your paycheck and when you retire Social Security pays you. How easy is that?
It’s true, taxes are taken out of your check. And it’s true Social Security pays you when you retire....
To claim, or not to claim! Okay, that’s
a cheesy way to begin, but it points out a dilemma experienced by many older
folks when they’re trying to decide the most beneficial time to claim their
Social Security benefits. The fact is, Americans, collectively, lose trillions
of dollars by taking Social Security at...
Woe to the person who inherits a Health Savings Account. Alhambra's Bob Williams describes the pitfalls and what to watch out for.