To claim, or not to claim! Okay, that’s
a cheesy way to begin, but it points out a dilemma experienced by many older
folks when they’re trying to decide the most beneficial time to claim their
Social Security benefits. The fact is, Americans, collectively, lose trillions
of dollars by taking Social Security at...
Alhambra's Bob Williams highlights pitfalls to watch out for when signing up for Social Security.
Talk to anyone who’s about to go on Medicare and they’ll tell you that figuring out what plan to choose will make you pull your hair out (which is probably not covered by Medicare). There are so many things to consider, from drug coverage, to copays and coinsurance, emergency...
Why make it simple when difficult will do. That seems to be the motto of the Setting Every Community Up for Retirement Enhancement (SECURE) Act, even in its title. The SECURE Act has been the law of the land since January 1, 2020, and the 125 pages of reforms...
Alhambra's Bob Williams has a list of considerations to help you determine your perfect retirement age.
What is retirement, really? We think we know. So, we do our best to prepare for both current circumstance and as many surprises as we can conjure up. After all, with people living longer than ever before your money has to last longer than ever before.
Certified Financial Planner Troy...
Being
elderly in America has more than its share of issues—affording proper
healthcare, being forced to work much longer because of the need for health
insurance or not having saved enough for retirement. Now, throw one more financial
demon into the mix. More and more elders are being forced into bankruptcy.
In 1991, elder...
There have been a lot of significant additions to American society during the life of the Baby Boom Generation—TV remotes, cell phones, the internet, DNA fingerprinting, Viagra and… Gray Divorce. The overall national divorce rate has been going down for the past 20 years, but divorces among people 50...
It’s not uncommon to see the flashing lights and hear the blaring siren of an ambulance rushing to someone’s aid or transporting them to the hospital for emergency treatment. And no matter whether the ambulance is operated by a private company or a government entity, they are an important...
For adults, planning for retirement is a life-long pursuit. We have dreams of a wonderful lifestyle after saying goodbye to our careers. We never expect to be dependent on our kids, or the government or anyone else. This is what we’ve worked for. Unfortunately, almost half of retirees discover...