It may be the quintessential retirement question in all of human history, “When should I retire?” You ask the retirement gods of Valhalla to help you find the answer you seek. But the quest for the perfect retirement age only produces more questions.
It used to be that 65 was...
I’m FREEZING! And that’s a good thing. I was recently notified by a large financial institution that someone was trying to open a credit card in my name. And even though I don’t have an account with the institution, there were red flags that made them put the application...
Student loan debt has become one of the largest classes of consumer debt in the country. In fact, it affects as many as 43 million Americans. According to a report from Forbes, student loan debt reached almost $1.5 trillion in early 2019, with the average borrower from the class of...
If you turn 60 years old in 2020, your Social Security benefit may get hit with a double-whammy. People turning 60 this year are at the tail end of the Baby Boom generation, and the first Americans ever required to wait until age 67 to receive full Social Security...
We dream all year about that perfect, stress-free, vacation. Yet, sometimes the planning itself can be a source of stress. Use the enclosed checklist to make the planning process a bit easier and help make that next vacation a relaxing one.
While we know the enclosed list is different for...
Well, the IRS hasn’t hired those 87-thousand new agents approved by Congress last year. But even without them, the cost of underpaying your taxes just got more expensive. The interest rate charged for not paying your taxes on time has gone up.
As of January 1, 2023, the underpayment interest...
Saying you need an estate plan is like saying you need to eat your vegetables. You know it’s good for you but there are other things you’d rather do. A survey by Caring.com shows that in 2021, 25% of Americans ages 18-34 had some type of estate planning document,...